In these Terms and Conditions, “we”, “us” or “our” refers to Kompar.mu by MeilleurTaux, a trading name of Kompar.mu by MeilleurTaux Ltd (hereinafter referred to as the “Company”) a company registered in the Republic of Mauritius, bearing Business Registration Number C13113825 and having its legal seat situate at Chemin 20 Pieds, Grand Baie, Mauritius.
“third party service provider” means the, supplier, distributor or provider of any service that is available on our Portal.
“Portal” means any mobile applications or similar devices, channels or applications operated by or on behalf of Kompar.mu by MeilleurTaux
“you” and “your” means the person who accesses and uses our Portal.
If you access and use our Portal you agree to be bound by and act in accordance with these Terms and Conditions and our Privacy Policy and you are providing the Company with your consent for the processing of your personal information as defined in the Security & Privacy Policy. These terms and conditions are important and are for the protection of both Kompar.mu by MeilleurTaux and yourself. By proceeding further as indicated you will be deemed to have accepted them.
If you do not, or cannot, agree to these Terms and Conditions or our Privacy Policy or other Polices, you are not permitted to access and use the Portal and you should immediately stop using or accessing the content. If you are in breach of these Terms and Conditions, your right to access and use the Portal will cease immediately
The site and the content within the site are our property and are protected by Mauritian copyright laws and international treaty provisions. The compilation, organization and display of the content as well as all software and inventions used on and in connection with this site are our exclusive property.
Kompar.mu by MeilleurTaux is a Portal (hereinafter referred to as the “Portal”), which aims at making it easy for you to obtain proposals, estimates and/or quotes, directly in your mailbox, from financial service providers and other institutions, such as insurance, banks, money changer----etc, so as you may be able to make a considered decision. proposals, estimates and/or quotes directly in their mailbox, without any interference of whatsoever nature of the offer received by you from the third-party service-provider.
Any and all information and content made available through the Portal is provided solely as a convenience to you for general informational purposes only and are not intended to provide specific commercial, financial, investment, accounting information. The Portal and its content is provided to you solely for your own personal, non-commercial use and not for purposes of resale, distribution, public display or performance, or any other uses by you in any form or manner whatsoever.
Kompar.mu by MeilleurTaux, is not and cannot, by any stretch of imagination be considered as:
a. An insurance comparison website. Kompar.mu by MeilleurTaux does not compare proposals, estimates and/or quotes which you are to receive directly in your mailbox by the third-party service-providers and to which communication, Kompar.mu by MeilleurTaux is not privy;
b. an insurance agent. Kompar.mu by MeilleurTaux does not act on behalf of insurer in the initiation of insurance business. Meilleur Taux does not receive any proposals which the third-party service-providers make, nor does it issue policies or collect premiums or settle claims;
c. an insurance broker. Kompar.mu by MeilleurTaux does not arrange insurance business with insurers on behalf of prospective policyholders nor does it represent a policyholder;
d. an insurance salesperson. It does not solicit proposals for and at no point in time shall it negotiate insurance on behalf and with the authority of an insurer or an insurance agent;
e. a foreign exchange dealer. Kompar.mu by MeilleurTaux does not buy and sell foreign currency, including spot and forward exchange transactions and wholesale money market dealings;
f. a cash dealer. Meilleur Taux does not carry on the business of foreign exchange dealer or money-changer;
g. a bank. MeillleurTaux does not carry out banking business.
Information on this Portal is provided for information purposes only. It is not an invitation to make an investment nor does it constitute an offer for sale of services offered by third-party service providers.
This Portal offers links to other sites only as a convenience. We do not control the linked sites and are not responsible for their contents or any changes or updates to such sites. We are not responsible for webcasting or any other form of transmission received from any linked site. Please note that we reserve the right to refuse access to our web site from third party web sites via hyperlinks.
The information and materials contained in or accessed through this Portal are provided on an "as is" and "as available" basis and are of a general nature with respect to the third-party service-provider.
Any proposal, quote and/or estimate sent to you directly by the third-party service-provider, is made without the interference and/or concurrence Kompar.mu by MeilleurTaux and the latter is not privy to these communications. Consequently, you acknowledge and agree that such proposals, quotes and/or estimates have not been verified, considered or assessed by Kompar.mu by MeilleurTaux in relation to the making of any specific insurance policy, investment, business, financial or commercial decision or otherwise.
Kompar.mu by MeilleurTaux recommends you to seek professional advice at all times and obtain independent verification of the information and materials contained herein before making any decision based on any such information or materials.
Neither Kompar.mu by MeilleurTaux nor any of its directors, shareholders, agents, consultants, representatives, officers or employees shall be liable to you or to any person claiming through you for any loss or damages of any nature suffered including but not limited to loss of revenues or anticipated savings, loss of profits, goodwill or any type of financial, punitive or exemplary, indirect or direct, consequential, special or similar loss or damages howsoever arising whether in contract, tort or otherwise and incurred and arising as a result of use of or inability to use this Portal, including without limitation, as a result of:-
a. any inaccuracy, incompleteness or any delay, interruption, error or omission in the delivery of any contents of this Portal;
b. any decision made or action taken in reliance on any contents of this Portal or proposal, quote and/or estimate received by third-party service provider ;
c. the loss of use, data or profits arising out of or in connection with the access, use, performance or functionality of this Portal or any of its contents; and/or
d. internet communications in connection with the use of this Portal, and any content or Portals linked from this Portal
Your attention is drawn to the fact that information transmitted via the Internet may be susceptible to monitoring and interception. You will bear all risk of transmitting information in this manner. We shall not be liable for any loss, harm or damage suffered by you as a result of transmitting information to us. We reserve the right to request independent verification of any information transmitted via e-mail. Please be aware that any unsolicited confidential or proprietary information sent to us via the Internet cannot be guaranteed to remain confidential.
In order to get a proposal, quote and/or estimate from one of our third-party service-providers, you will need to answer a number of questions on our site needed by all the different service providers and any intermediaries they may use. The answers you give will determine the services available to you and amount you will pay directly to them. You must get permission from any other people whose details you propose to use in requesting a quote, before you provide us with any of their information. This applies to all information that you provide, but especially sensitive data like health information or criminal proceedings or convictions. In submitting any other person's details, you are confirming to us that you have their permission to do so, and that they understand how their information will be used.
You are solely responsible to ensure that you answer all questions honestly and that all information you enter onto Kompar.mu by MeilleurTaux’s Portal or otherwise communicated to us, is true, accurate and complete. If you do not do this, it could lead to your selected product later increasing in price, becoming invalid or claims not being paid. You specifically agree and acknowledge that Kompar.mu by MeilleurTaux shall not be held responsible in the occurrence of such events.
Kompar.mu by MeilleurTaux works with a large number of third-party service-providers and you agree and acknowledge that it is important that you read such provider’s terms and conditions, and that you agree with them before purchasing your product or service as Kompar.mu by MeilleurTaux is not privy to what they offer to you and their terms and conditions will differ to ours. Once you have purchased a product and/or service, it is important that you check that your details match those you provided to us. You should also read all documents issued to you by your selected third-party service-provider and ensure that you are aware of any levels of cover, financial limits and any other terms that apply. If any information is not correct, you agree and acknowledge that it shall be your responsibility to identify the mistake and correct this with the third-party service provider directly.
By requesting for proposal, quote and/or estimate from one of our third-party service -providers, you accept and acknowledge that Kompar.mu by MeilleurTaux through its agents, employees, may call you on the phone number you provided, in order to ensure a proper quality control. You agree, understand and accept that such a process is necessary to ensure quality control and support related purposes and are dealt with only in accordance with the terms of the Privacy Policy.
Whilst Kompar.mu by MeilleurTaux made all reasonable efforts to ensure that the third-party service-providers respond to your queries within the best delays, Kompar.mu by MeilleurTaux shall not be liable for the non-responsiveness of third-party service-providers or any proposal, quote and/or estimate third-party service-providers send to you.
Kompar.mu by MeilleurTaux does not provide or make any warranties, undertakings or representations as to the completeness, accuracy or reliability, availability, performance or functionality of this Portal or any of its contents, despite having made all reasonable efforts to ensure that the information in the Portal is accurate at the time of the inclusion. We neither accept nor assume any responsibility to you in relation to the contents of this Portal and we exclude all warranties, undertakings and representations (either express or implied) to the fullest extent permitted under applicable law.
Kompar.mu by MeilleurTaux does not guarantee that this site will operate free of error or defect or that it is free from computer viruses or any other contaminating computer program. Access to and use of this Portal is at the user’s own risk and we do not represent or warrant that the use of this Portal or any material downloaded from it will not cause damage to property, including but not limited to loss of data, computer virus infection, spyware, malicious software, Trojans or worms.
Kompar.mu by MeilleurTaux shall not be liable for any loss or damage whatsoever with regard to customer data or other data directly or indirectly caused by malfunction of our system, third party systems, unlawful access to or theft of data, computer virus or destructive code on our system or third party systems such as telecommunication service providers, electricity suppliers, internet service providers or any event over which we have no control.
The information in this Portal may be updated or altered at any time without notification and may at times be out of date. All of the contents of this Portal, including these terms and conditions, are subject to change by Kompar.mu by MeilleurTaux without notice. We accept no responsibility for keeping the information in this Portal up to date or liability for any failure to do so. Kompar.mu by MeilleurTaux may change the technical specifications of this Portal or any portion thereof or suspend the availability or change the system resource applicable to your use of this Portal or any portion thereof.
By using and acceding to this Portal, You acknowledge and agree that Kompar.mu by MeilleurTaux reserves the right, in its sole discretion and at any time, to modify, change, add to, terminate, or discontinue (with respect to an individual user or all users) any service offered and/or possibility to obtain proposals, quotes and/or estimates from third-party service-providers, with or without notice to you, and you specifically understand, agree and acknowledge that Kompar.mu by MeilleurTaux shall not be responsible or liable, directly or indirectly, to you or any other person in any way for any loss or damage of any kind incurred as a result of, or in connection with, any such modification or discontinuance.
Information transmitted via the internet may be susceptible to third party access and interception. You will bear all risk of transmitting information in this manner. Kompar.mu by MeilleurTaux will not be liable for any loss, harm or damage suffered by you as a result of transmitting information to us.
Messages sent by e-mail, by us or by third-party service-provider over the internet may not be secure and can be intercepted by third parties or incorrectly delivered or corrupted. We are not responsible for the accuracy or reliability of messages sent or received by e-mail over the internet in connection with this Portal. Kompar.mu by MeilleurTaux does not assume any liability for any damage you may experience or costs you may incur as a result of any transmissions over the internet or other publicly accessible networks, including without limitation transmissions involving the exchange of e-mail with Kompar.mu by MeilleurTaux containing your personal information.You should not divulge personal information over the internet unless you are using a secure or encrypted communications technology.
While Kompar.mu by MeilleurTaux shall take commercially reasonable efforts to safeguard the privacy of the information you provide to Kompar.mu by MeilleurTaux and shall treat such information in accordance with Kompar.mu by MeilleurTaux 's Privacy Policy, in no event will the information you provide to Kompar.mu by MeilleurTaux be deemed to be confidential, create any fiduciary obligations to you on Kompar.mu by MeilleurTaux’s part, or result in any liability to you on Kompar.mu by MeilleurTaux's part in the event that such information is inadvertently released by Kompar.mu by MeilleurTaux or accessed by third parties without Kompar.mu by MeilleurTaux's consent.
Our service marks, trademarks and other marks indicated on this site are our trademarks. Other marks, graphics, logos, page headers, button icons, scripts noted on the site are our sole and exclusive property. These marks and trademarks may not be used in any manner that is likely to cause confusion among customers, in any manner that disparages or discredits us and/or in connection with any service or product that is not sponsored, endorsed or produced by us. All other trademarks that are not owned by us and that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by us.
You may not use this Portal to engage in activities which infringe the intellectual property or other rights of the Kompar.mu by MeilleurTaux and/or the third-party service-provider or in such a way so to compromise the privacy of others, to impersonate another person or for purposes which are immoral, illegal or destroy the integrity of any data or other computer-based information or which would violate local, state or national laws of any country.
Copyright in the Portal and the information set out on it belongs to Kompar.mu by MeilleurTaux and may not be copied, transmitted or reproduced without Kompar.mu by MeilleurTaux’s prior consent.
Save where otherwise appearing, the intellectual property rights and all other rights relating to the content (including without limitation, information, graphics, software, text, sounds, images, trademarks, service marks, trade names and logos) of this Portal belong to the Kompar.mu by MeilleurTaux. Kompar.mu by MeilleurTaux retains all rights, title, interest and intellectual property rights in the content of this Portal. Use of the content of this Portal is restricted to personal use by you. Any storing, reprocessing, reutilizing, reproduction, distribution, dissemination or transmission of all or part of the content of this Portal is prohibited except where expressly permitted by Meilleur Taux.
Kompar.mu by MeilleurTaux reserves the right to seek all remedies available at law and in equity for violations, or for suspected violations, of these Terms and Conditions of Use, including but not limited to the right to block access from a particular IP address to its services and their features.
You agree to indemnify, defend, and hold Kompar.mu by MeilleurTaux and Kompar.mu by MeilleurTaux 's affiliates, business partners, officers, directors, employees, shareholders and agents, harmless from any loss, liability, claim, action, suit, demand, damage, or expense (including reasonable legal fees, costs of investigation and court costs) asserted by you or any third-party relating in any way to, or in respect of, your use of this Portal, or proposal, quote and/or estimates which you have received from the use of this Portal, and to which Kompar.mu by MeilleurTaux is not privy, or breach of these Terms and Conditions.
You acknowledge and agree that your correspondence and business dealings with any third-party service-provider, including without being limited to insurance companies, banking institutions or money-changer company, found on or accessed through this Portal, including payment for and delivery of any related goods and services, and all other terms, conditions, representations, and warranties related to such dealings, are solely as between you and such third parties. You understand and acknowledge that the services offered by third-parties service-providers, from whom you have requested for a proposal, quote and/or estimate through this Portal are provided by those third-party service-providers and may make use of the Kompar.mu by MeilleurTaux name, logo and/or other identifying marks of Kompar.mu by MeilleurTaux, and that in certain instances, Kompar.mu by MeilleurTaux may receive referral fees and/or other compensation from third-party service-providers on a per use or other basis based on your purchase or use of third party service-providers goods or services found on or accessed through the Portal. YOU ACKNOWLEDGE THAT IN SUCH DEALINGS WITH THIRD PARTIES, Kompar.mu by MeilleurTaux IS NOT THE SELLER OR PROVIDER AND YOUR AGREEMENT OF PURCHASE OR FOR SERVICES WITH SUCH THIRD PARTY IS SOLELY BETWEEN YOU AND THE THIRD PARTY, AND NOT Kompar.mu by MeilleurTaux. Kompar.mu by MeilleurTaux ASSUMES NO RESPONSIBILITY WHATSOEVER FOR ANY CHARGES, LOSSES OR LIABILITIES YOU, OR ANY USER OF YOUR ACCOUNT, INCURS WHEN MAKING PURCHASES, DEALING WITH OR COMPLETING TRANSACTIONS WITH SUCH THIRD PARTIES. By accessing and using third party services through the Portal, you hereby authorize such third party service providers to provide Kompar.mu by MeilleurTaux with personal information regarding your use of and your activities with respect to the purchase and use of third party services and/or goods. By accessing and using third party services through the Portal, you hereby authorize Kompar.mu by MeilleurTaux to provide such third-party service-providers with your personal information as entered by you, in order to get a proposal, quote and/or estimate.
As Kompar.mu by MeilleurTaux has no control or responsibility over, and does not investigate, monitor, or check for accuracy of third-party web sites or information and/or content maintained by other organizations, or for products and services offered by third-parties, or products and services proposed to you by third-parties service-provider directly to your email or otherwise and Kompar.mu by MeilleurTaux does not assume any liability for your use of any of the foregoing. If you decide to exit the Portal and access third party web sites, you acknowledge and agree that you do so at your own risk and you should be aware that these Terms and Conditions of Use no longer govern any transaction you may conclude with third-parties.
These Terms and Conditions of Use incorporate by reference all notices and disclaimers contained in the Portal, including but not limited to the Privacy Policy and, constitute the entire agreement between you and Kompar.mu by MeilleurTaux with respect to access to, and use of, the Portal. Except as specifically set forth herein, these Terms of and Conditions Use supersede any prior agreements, including prior oral and/or written statements or representations not contained herein, between you and Kompar.mu by MeilleurTaux relating to the Portal or services provided. This agreement is not intended to create a partnership, joint venture, employment or agency relationship between you and Kompar.mu by MeilleurTaux.
If any provision of these Terms and Conditions of Use is invalid, illegal or unenforceable in any respect under any applicable statute or rule of law, the provision shall be deemed omitted to the extent that it is invalid, illegal or unenforceable. In such a case, the remaining provisions of these Terms and Conditions of Use shall be construed in a manner as to give greatest effect to the original intention of the parties hereto. Kompar.mu by MeilleurTaux's failure to insist upon, or enforce, strict performance of any right or provision of these Terms and Conditions of Us shall not constitute or be construed or deemed to be a waiver of such right or provision in the future or a waiver of any other right or provision under these Terms of Use.
You agree that these Terms and Conditions of Us, Kompar.mu by MeilleurTaux's Privacy Policy and other notices posted through the Portal have been drawn up in English. Although translations in other languages of any of the foregoing documents may be available, such translations may not be up to date or complete. Accordingly, you agree that in the event of any conflict between the English language version of the foregoing documents and any other translations thereto, the English language version of such documents shall govern.
These Terms of Use shall be governed by and construed in accordance with the laws of the Republic of Mauritius applicable therein, without regard to conflict of laws provisions thereto. All rights and remedies, whether conferred by this agreement, by any other instrument or by law, shall be cumulative, and may be exercised singly or concurrently. The parties hereby irrevocably attorn to the exclusive jurisdiction of the courts of the Republic of Mauritius.
You acknowledge and understand that, solely for ease of reference and access Kompar.mu by MeilleurTaux may include hyperlinks to other portals on the internet that are owned or operated by our third-party service-providers. Such linked portals are not under the control of the Kompar.mu by MeilleurTaux and Kompar.mu by MeilleurTaux cannot accept responsibility for the contents of or the consequences of accessing any linked portal or any link contained in a linked portal. Furthermore, the hyperlinks provided on this Portal shall not be considered or construed as an endorsement or verification of such linked portals or the contents therein by Kompar.mu by MeilleurTaux. You agree that your access to and/or use of such linked portals is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein.
Hypertext links or pointers to third-party service-providers web sites and references to products and services offered by the, are provided to you for convenience only and do not constitute an endorsement or approval by Kompar.mu by MeilleurTaux of:
i. the organizations that operate such web sites;
ii. the information, content, privacy policies or other terms of use on such web sites, or;
iii. such third party products and services.
No third party is permitted to link any other portal to this Portal without obtaining our prior written consent.
We view the security of our Users and/or Visitors data as paramount. Our concern is to preserve the integrity of your personal data.
Any personal data you provide to us and from which you can be identified is stored securely and confidentially and is processed in accordance with applicable legislation and this privacy policy, which sets out what personal data we collect about you when you interact with us and how we use your data.We take appropriate technical measures to protect against unauthorised or unlawful processing of your personal data. The various people who have access to the data are required to respect the privacy of users of this site and the confidentiality of their data.
The User and/or Visitor of the Portal shall read and understand the Privacy Policy, so as to ensure that he or she has the knowledge of, inter-alia:
• the fact that certain information is being collected;
• the purpose for which the information is being collected;
• the intended recipients of the information;
• the nature of collection and retention of the information; and
• the various rights available to such Users in respect of such information.
Kompar.mu by MeilleurTaux shall not be responsible in any manner whatsoever, for the authenticity of the personal information or sensitive personal data or information supplied by the User to it or transmitted by Kompar.mu by MeilleurTaux to any of its third-party service providers.
If a User and/or Visitors provides any information that is untrue, inaccurate, not current or incomplete (or becomes untrue, inaccurate, not current or incomplete), or Kompar.mu by MeilleurTaux has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Kompar.mu by MeilleurTaux has the right to discontinue the Services to the User at its sole discretion.
Kompar.mu by MeilleurTaux is registered with the Data Protection Office, as a Data Controller, bearing certificate No. C359.
The contact details of the person responsible for Data Protection is as follows:
Caroline Lepesteur
Kompar.mu, Chemin 20 pieds Grand Baie
Ile Maurice
Tél. +230 2632033
Email: contact@kompar.mu
This Personal Data Policy describes what types of personal data Kompar.mu by MeilleurTaux and its third-party service-provider and other service-providers may be required to process.
Kompar.mu by MeilleurTaux is committed to a continuous process of protecting the data of its users, in accordance with the Data Protection Act and the General Data Protection Regulations (hereinafter “RGPD”).
As part of the operation of its Portal, Kompar.mu by MeilleurTaux.mu collects data about you. These data are processed in accordance with the purposes provided for during collection, certain information concerning you being mandatory and others optional.
Kompar.mu by MeilleurTaux Ltd is the recipient of this personal data and transmits them to third-party service-provider and other service-providers, based on the consents collected.
Kompar.mu by MeilleurTaux Ltd may send you regular electronic messages with general information on products similar to your request or personalized electronic messages, depending on the information entered on our site.
The processing and transmission of our Users and/or Visitors’ data is subject to the approval of the terms and conditions, to which the the User and/or Visitor accepts upon registration and/or by visiting, browsing, accessing the Portal.
In addition, the Portal may need to collect personal data for other lawful purposes provided for by the Law and the General Regulations.
As soon as you visit the Portal or use one of the applications, our system automatically collects certain technical information. These may include:
• Information on the type of browser and the version used;
• Operating system of the device used;
• Device ID;
• Date and time of access;
• Web analytics data / pseudonym usage profiles (Cookie ID, Pub ID, etc., see below);
• Websites from which the user accesses our own site;
• Websites accessed by the user through our website.
In addition, we process the following personal data, in the event of a contractual relationship wherein you have provided us the consent by ticking the “terms and condition” and agreeing to the Terms and Conditions and Policies of Kompar.mu by MeilleurTaux:
• Basic data on the person (name, address, date of birth);
• Communication data (telephone number, e-mail address, postal address);
• Basic contract data (contractual relationship, product or contract, order history);
• Reason, content and purpose of processing: Kompar.mu by MeilleurTaux.mu pages and services in general
We always process your data on the basis of one or more legal authorizations or your consent
Personal data is mainly processed :
• to enable the User and/or Visitor to obtained a proposal quote and/or estimate from the third-party service-providers;
• to ensure the best quality of Kompar.mu by MeilleurTaux's services
• to ensure the sending of emails to you by Kompar.mu by MeilleurTaux and third-party service providers, as may be appropriate;
• Send regular newsletters on information and commercial offers from Kompar.mu by MeilleurTaux third-party service provider;
• to administer the Portal;
• to analyse, and improve, the use of our Portal
• to constitute a Client file for the monitoring and performance of Kompar.mu by MeilleurTaux services;
• to contact the User and/or Visitors directly so as Kompar.mu by MeilleurTaux may ensure a proper quality control and follow-up on the responses of the third-party service providers;
• to collect the consent of Users when this is required by the regulations in force, in particular in terms of commercial prospecting by Kompar.mu by MeilleurTaux.mu and its partners, and in terms of acceptance of cookies
• for the compliance of any legal obligation to which Kompar.mu by MeilleurTaux is subject;
• to protect your vital interest or that of another person;
• for the legitimate interests pursued by the Kompar.mu by MeilleurTaux or by a third party to whom the data are disclosed;
• for the purpose of historical, statistical or scientific research.
• Prevent and fight against computer fraud, money laundering and the financing of terrorism.
The personal data collected on this site is reserved for Kompar.mu by MeilleurTaux, the third-party service-providers and other service providers and, where applicable, official bodies and administrative or judicial authorities.
Kompar.mu by MeilleurTaux may entrustdata processing activities to other service-providers to ensure the services, site management, marketing, statistics management, is done in a most professional manner. The data will, with the prior consent of the User, be transmitted to Kompar.mu by MeilleurTaux’s third-arty service providers and other service providers.
In accordance with the regulations in force, the data may be transmitted to the competent authorities on request and in particular to public bodies, exclusively to meet legal obligations.
We may share your personal data with:
• Our professional advisers;
• Our third-party service providers and other service-providers;
• Our Third Party Advertisers; and,
• Search engine and web analytics providers.
In the event that we were to sell our business or assets, Kompar.mu by MeilleurTaux may disclose your personal data to any prospective/actual purchaser and/or their advisers. Kompar.mu by MeilleurTaux may also disclose your personal data where it is subject to a legal obligation to do so, in connection with the prevention or detection of crime, for the purpose of establishing, exercising or defending its legal rights, or where it considers that it received a valid request for disclosure. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.The user and/or visitor should be aware that if we are requested by the police or any other regulatory or government authority investigating suspected illegal activities to provide your personal information or any other information we obtain about you, Kompar.mu by MeilleurTaux shall be entitled do so.
We keep your personal data for the time strictly necessary for the purposes for which they were collected, in accordance with applicable regulations and subject to the exercise of your rights.. More specifically, for your online query request, we apply the following retention periods:
• Three years while using our online services;
• Following the last request for proposal, quote and/or estimates, we keep your contact details for three years for commercial prospecting,
• Following your last requset for proposal. quote and/or estimate, we keep your data, for probative purposes for legal prescription, for seven years for a request processed on the website.
• At the expiration of these various deadlines, your data will be made anonymous.
If we are legally required or if it is reasonably necessary to meet regulatory requirements, resolve disputes, prevent fraud and abuse, or enforce our terms and conditions, we may also retain some of your personal information for a limited period of time, even after you have closed your account.
A cookie is a small text file saved by the browser on your computer, tablet or phone which allows us to keep track of your visit. We use cookies to provide you with a better, personalized and secure browsing experience.
If you have not set your browser to accept this type of file, you will not have access to all of the site's features. Certain cookies, without affecting your access to the functionalities of the site, are also collected by us or our privileged advertisers who are deemed to be service-providers.
Audience measurement cookies are used to monitor traffic and its trends.
Statistical cookies make it possible to optimize the site, resolve bugs, improve the quality of our services and the performance of the pages.
Advertising or content personalization cookies are used to display advertisements or content based on your interests. Advertising serving cookies are used to display advertising messages on our site.
You can also configure your browser software so that Cookies are accepted or rejected, either systematically or depending on their issuer.
To find out the terms and conditions applicable to the management of cookies, you can consult the help menu of your browser.
Finally, you can manage the use and exploitation of these Cookies by going to the advertising Cookies management platform offered by advertising professionals: http://www.youronlinechoices.com/fr/controler-ses- cookies / and by following the instructions given there. You will thus be able to find out the companies registered on this platform, which offer you the possibility of refusing or accepting the Cookies they use to adapt the advertisements that may be displayed to your browsing information.
In accordance with the General Regulations relating to the Protection of Personal Data and the Data Protection Act regardless of the method of collecting personal data used, you have the following rights over your data: right of access, right of rectification, right to erasure (right to be forgotten), right to object, right to limit processing, right to portability.If the you wish to discontinue the subscription to newsletters, you can do so at any time from the newsletters, by clicking on the link provided for this purpose at the bottom of the page.
You have the right to ask us not to process your personal data for marketing purposes. You can exercise your right by writing to the Data Controller.Where you have consented to us using your personal data, you can withdraw that consent at any time.If the information we hold about you is inaccurate or incomplete, you can notify us and ask us to correct or supplement it.You also have the right, with some exceptions, to ask us to provide a copy of any personal data we hold about you. If you chose to exercise this right, then in certain circumstances any access request may be subject to a fee to meet our costs in providing you with details of the information we hold about you.
If you have a complaint about how we have handled your personal data, you may be able to ask us to restrict how we use your personal data while your complaint is resolved. In some circumstances you can ask us to erase your personal data if you withdraw your consent, it is no longer necessary for us to use your personal data, you object to the use of your personal data and we don't have a good reason to continue to use it, or we haven't handled your personal data in accordance with our obligations.To exercise these rights, we need to be suitably satisfied of your identity and so may request you provide identification documents or confirm other details we may hold about your (such as a recent delivery reference or address).
If you are of the opinion that Kompar.mu by MeilleurTaux has breached or is in acting in contravention with any provision of the Data Protection Act or any regulations made under it, Kompar.mu by MeilleurTaux will highly appreciate if you could kindly inform the Data Controller of same.
Notwithstanding this, in such an event you have the right to make a complaint to the Data Commissioner as provided for, by the Data Protection Act.
Taking into account the evolution of technologies, the costs of implementation, the nature of the data to be protected as well as the risks for the rights and freedoms of individuals, Kompar.mu by MeilleurTaux will to its best abilities, implement all the appropriate technical and organizational measures to guarantee the confidentiality of personal data collected and processed and a level of security adapted to the risk.
In the event of modification of this Policy by Kompar.mu by MeilleurTaux , or if legal or regulatory texts so require, it will be published on our site and will be effective as soon as it is published.
Your continued use of the Portal will be considered as:
We inform you in detail below about the purpose and to what extent we process your personal data in the context of the use of the Kompar.mu by MeilleurTaux.mu pages.
As a general rule, you can use the Portal, for which no payment or registration is required without providing personal data. In certain cases, however, we process the personal data listed in point 3. This only happens in principle when this is necessary for the provision of a website, application, content and functional services. In addition, we process personal data in connection with the use of Kompar.mu by MeilleurTaux.mu when you intentionally provide it to us as part of a registration, request to us or on some other legal basis.
Personal data is collected by Kompar.mu by MeilleurTaux when, as a customer for a product, service, service provider or reseller, you assign a rating or participate in a survey. In this context, Kompar.mu by MeilleurTaux.mu collects the data provided in the corresponding form and the IP address assigned to the device you used at that time. Your information is only published on the corresponding Kompar.mu by MeilleurTaux.mu pages when it is indicated in the form field.
Unless otherwise specified, Kompar.mu by MeilleurTaux.mu directly collects the data you provide in the contact forms. If you enter data in the contact forms, we will only use this data to communicate with you and / or provide you with the service you want; this is our legitimate interest. Only the partners mentioned will receive your request and personal data. The names of the partners are mentioned on the Kompar.mu by MeilleurTaux.mu pages concerned. The partners have confirmed to us that they process the data in accordance with the principles of data protection. However, Kompar.mu by MeilleurTaux.mu has no influence o responsibility for the collection, processing and use of your data by these partners. To find out if, how and for what use your personal data are collected by the partner, please read its confidentiality charter, accessible via the page of each partner's site.
We use your e-mail address to send you our newsletter if you have communicated to us your wish to receive it and where you have given your consent to receive the newsletter with advertising content. Where applicable, we process your e-mail address so that we can send you the newsletter in accordance with your request.
You can, at any time and with effect for the future, object to the use of your e-mail address in this context in writing or in text format to contact@Kompar.mu by MeilleurTaux.mu - Unsubscribe service.
We choose the content of our newsletter in part based on your past use of the Portal and the interests expressed in the products and content in order to best personalize the newsletter to your interests. For these purposes, we also use data that we have collected with the help of our cookies and we link this data to your email address.
On the Internet, every data transmission device requires a unique address, called an IP address. At least temporary storage of the IP address is technically necessary to enable the Portal and application content to be made available to the user's device.
Our servers store the IP address in log files for 14 days to ensure their own security, for example to be able to trace an attack (DoS) on the Portal or if our databases are analyzed illegally.
Before any further processing, we shorten the IP addresses and then process them anonymously. IP addresses that are not truncated are not processed. By processing (truncated) IP addresses, we may display regional content on all Kompar.mu by MeilleurTaux.mu pages viewed from a given geographic area. This geolocation, i.e. the assignment of the visit to the website instead of the call, is carried out exclusively on the basis of the anonymized IP address and only up to the geographical level of the regions. No conclusions can be drawn about the concrete location of a user from the geographic information obtained in this way.
When you visit our Portal from a device, whether on the mobile web or in an app, we may collect certain information about your location if your device has been configured to send this type of information to the app (see device privacy settings). In addition, we use the transmitted location information to perform analyzes on the use of our application. You can change your device's privacy settings at any time to turn off sharing of location information. Please note that disabling location information may affect certain functionality of Portal. If you have questions about your device's privacy settings, contact your device manufacturer or your wireless service provider.
We do not transfer your personal data outside Mauritius except where the GDPR allows it. The transfer or not of data outside Mauritius by third parties with whom you have a contractual relationship (for example Facebook if you have a Facebook account) exceeds our area of knowledge and influence.
In some cases, we also receive data because you have consented to transmit it to us. As you know, apps can be downloaded regularly from third party sites (such as App Store, Android, Google, etc.). If, in accordance with the applicable terms of use of this provider, Kompar.mu by MeilleurTaux becomes your contractual partner for the acquisition of the application, we process the data provided by the third party to the extent necessary for the execution of the contract so that you download the app to your mobile device.
We only transfer your personal data to third parties and third-party service providers if the transmission is necessary to fulfill our legal obligations towards you and if this transmission is apparent at or in collaboration with another supplier (for example in cooperations),In some cases, we also use external service providers or affiliates, which we ask to process data for us. These service providers are contractually indebted to us as processors and may not reuse your data for other purposes. Our subcontractors provide us with the following services: data center, sending newsletters and website / application analysis, marketing management and e-marketing.
Insofar as we are legally obliged to do so or if this is permitted by data protection law, we pass on personal data to authorities, for example the police or the public prosecutor. The disclosure of this data is based on our legitimate interest in combating abuse, prosecuting infringements and on the protection, exercise and enforcement of rights, without your rights and interests for the protection of your personal data do not prevail.